Buyer Tools
SA Stamp Duty Calculator
Estimate the stamp duty on your South Australian property purchase, including the first-home-buyer exemption on new homes. A quick guide — not a substitute for your conveyancer's assessment.
Are you a first home buyer?
Property type
Estimated SA stamp duty
$35,080
General SA conveyance rate applied.
Estimate only, based on the current SA general conveyance duty schedule. Excludes registration and transfer fees, the 7% foreign-ownership surcharge, and any concession not shown. Confirm all figures with RevenueSA or your conveyancer.
How It Works
How stamp duty is calculated in South Australia
SA charges conveyance duty on a marginal scale — each portion of the price is taxed at a progressively higher rate, much like income tax.
South Australia's stamp duty (formally conveyance duty) has used the same nine-tier marginal schedule since 2012. The rate starts at 1% on the first $12,000 of the price and steps up to a top marginal rate of 5.5% on every dollar above $500,000. Because it is marginal, only the portion of the price within each band is taxed at that band's rate — so the effective rate on the whole purchase is lower than the top rate.
For a first home buyer, the picture changes significantly. Buying a new home or vacant land, you pay no stamp duty at all, with no cap on the property value — a saving that can exceed $40,000 on a typical purchase. Buying an established home, you now pay the general rate: the temporary first-home concession on established dwellings applied only to contracts entered into up to 30 June 2026.
Stamp duty is a one-off cost paid at settlement, and it is genuinely significant — often the largest single transaction cost after the deposit. Factoring it in early is part of buying sensibly, which is exactly the kind of grounded, practical guidance we try to give every buyer we work with.
Common questions
- How much is stamp duty in South Australia?
- SA stamp duty is charged on a 9-tier marginal scale, from 1% on the first $12,000 up to 5.5% on the portion of the price above $500,000. As a guide, duty on a $500,000 purchase is $21,330. Use the calculator above for an estimate on your price.
- Do first home buyers pay stamp duty in SA?
- First home buyers pay no stamp duty on a new home or vacant land in South Australia, with no property-value cap (in place since 6 June 2024). The concession that applied to established homes ended on 30 June 2026, so established-home purchases now attract the general rate.
- When is stamp duty paid?
- Stamp duty is generally payable at settlement, handled by your conveyancer as part of the transfer. It is a one-off cost, separate from ongoing council and water rates.
- Is this calculator exact?
- It's a close estimate based on the current SA general conveyance schedule. Your final duty depends on RevenueSA's assessment and any concessions or surcharges (for example the 7% foreign-ownership surcharge). Always confirm with your conveyancer.
Ready to Buy or Sell?
Talk to a Marshall SA specialist
Whether you're buying your first home or selling to move on, we're happy to help — with straight, practical advice and no pressure.